HDB Financial Services Introduction:

Are you an experienced professional in the financial services industry with a strong background in credit and risk management? If you are seeking a new career opportunity, we have excellent news for you! HDB Financial Services is currently hiring a Credit Manager for their microlending business at Danapur, Patna. Read on to learn more about the position and how to apply.

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Job Position:

Credit Manager

Job Description:

As a Credit Manager at HDB Financial Services, your primary responsibility will be to manage and assess credit risk associated with microlending activities. Your role will involve the following key responsibilities:

1. Credit Evaluation: Analyze credit applications, assess the creditworthiness of applicants, and make informed decisions regarding loan approvals based on risk assessment.
2. Risk Management: Evaluate and mitigate credit risks by conducting thorough due diligence, analyzing financial statements, assessing collateral, and implementing appropriate risk control measures.
3. Portfolio Management: Monitor the performance of the microlending portfolio, track repayment patterns, identify early warning signs of delinquencies, and take proactive measures to mitigate potential risks.
4. Compliance: Ensure adherence to internal credit policies, regulatory requirements, and industry best practices while evaluating and approving credit applications.
5. Relationship Management: Build and maintain strong relationships with customers, business partners, and stakeholders to facilitate smooth operations and enhance customer satisfaction.
6. Documentation: Ensure accurate and complete documentation of credit evaluations, risk assessments, and other relevant information in compliance with company policies and procedures.

Qualifications and Skills:

To be considered for the position of Credit Manager at HDB Financial Services, candidates should possess the following qualifications and skills:

• A graduate degree in finance, business administration, or a related field.
• Minimum of 2 years of experience in financial services, specifically in credit and risk management.
• Strong knowledge of credit evaluation techniques, risk assessment, and underwriting principles.
• Sound understanding of regulatory requirements and compliance standards in the financial industry.
• Excellent analytical skills and the ability to interpret financial statements and evaluate creditworthiness.
• Strong communication and negotiation skills, with the ability to build relationships with diverse stakeholders.
• Proficiency in using financial analysis tools and software.
• High attention to detail and the ability to work effectively in a fast-paced environment.

Location:

Danapur, Patna

How to Apply:

If you meet the above requirements and are interested in this exciting opportunity, we invite you to share your CV with us at ashutosh.shekhar@hdbfs.com. Candidates who can join earlier will be given preference. Please ensure that your CV highlights your relevant experience in credit and risk management in the financial services industry.

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