Save is Hiring Credit Manager – LAP/Mortgage Loan

Position: Credit Manager – LAP/Mortgage Loan

Location: Bhiwadi or Meerut

Company: Save Financial Services Pvt ltd.

Introduction

Save Financial Services, a leading financial institution, is thrilled to announce a rewarding career opportunity for a Credit Manager specializing in LAP/Mortgage Loans. We are seeking qualified and experienced individuals to join our team in Bhiwadi or Meerut. If you have a minimum of 3 to 8 years of relevant experience and hold a graduate degree, we invite you to apply.

Responsibilities:

• Evaluate loan applications for LAP/Mortgage Loans and assess creditworthiness of applicants.
• Conduct comprehensive credit analysis, including financial statement analysis, collateral evaluation, and risk assessment.
• Ensure adherence to credit policies, guidelines, and regulatory requirements.
• Collaborate with the sales team to gather necessary information and documentation from customers.
• Perform due diligence and verification processes to validate the accuracy and authenticity of the submitted information.
• Determine appropriate loan structures, terms, and conditions based on risk assessment and borrower profiles.
• Manage the end-to-end credit approval process, including underwriting, document verification, and credit disbursement.
• Monitor credit portfolio performance, identify potential risks, and take proactive measures to mitigate them.
• Maintain effective communication channels with internal teams and external stakeholders involved in the credit process.
• Stay updated with industry trends, market dynamics, and regulatory changes related to LAP/Mortgage Loans.

Requirements:

• Graduate degree in a relevant field.
• Proven experience of 3 to 8 years in credit management, underwriting, or analysis of LAP/Mortgage Loans.
• In-depth knowledge of credit control procedures, credit risk assessment, and collateral valuation.
• Familiarity with relevant regulations, compliance frameworks, and legal requirements.
• Strong analytical skills and ability to interpret financial statements and credit reports.
• Excellent communication and interpersonal skills for effective stakeholder management.
• Proficiency in loan origination systems and credit management software.
• Detail-oriented approach with the ability to work efficiently in a fast-paced environment.
• Self-motivated, proactive, and able to work independently or as part of a team.

How to apply

If you have the qualifications and expertise mentioned above and are ready to embark on an exciting career opportunity in the field of LAP/Mortgage Loan credit management, we would like to hear from you. Please submit your updated CV to deepak.diwakar@saveind.in.

Kindly note that only shortlisted candidates will be contacted for further evaluation.

Join our dynamic team at Save Financial Services and contribute to our mission of providing exceptional financial solutions to our valued customers. We look forward to receiving your applications.