Sindhuja Microcredit Private Limited Introduction:

We have a fantastic job opportunity for you! Sindhuja Microcredit Private Limited is currently hiring Trainee Credit Officers (TCOs) to join their dynamic team. This role offers a chance to gain valuable experience, contribute to the company’s growth, and build a promising career. Read on to learn more about this exciting opportunity and how you can be a part of Sindhuja Microcredit’s success story.

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Sindhuja Microcredit Private Limited Overview:

Sindhuja Microcredit Private Limited is a reputed organization in the financial industry, dedicated to providing microcredit services to individuals and small businesses. With a focus on empowering underprivileged communities, Sindhuja Microcredit plays a pivotal role in fostering financial inclusion and economic growth. By joining the company, you’ll become part of a mission-driven organization committed to making a positive impact in the lives of individuals and communities.

Job Description:

As a Trainee Credit Officer (TCO) at Sindhuja Microcredit, you will play a crucial role in assessing creditworthiness, facilitating loan disbursement, and ensuring proper documentation. Here’s an overview of the key responsibilities:

  • Credit Assessment: Evaluate loan applications, analyze financial documents, and assess the creditworthiness of borrowers to make informed lending decisions.
  • Loan Disbursement: Facilitate the smooth disbursement of loans to eligible borrowers, adhering to company policies and procedures.
  • Documentation: Ensure accurate and proper documentation of loan agreements, borrower information, and other relevant records.
  • Field Work: Conduct field visits to verify borrower information, assess their repayment capacity, and maintain a strong relationship with borrowers.
  • Relationship Management: Build and maintain positive relationships with borrowers, addressing their queries and providing excellent customer service.

Qualifications and Requirements:

To be eligible for the Trainee Credit Officer (TCO) role, you need to meet the following criteria:

  • Age

    •  Between 18 to 24 years.
  • Education:

    • 12th Pass.
  • Experience:

    • Freshers are welcome to apply.
  • Necessary Things:

  • Possess a bike, helmet, mobile phone, and a valid driving license.

Location and Application Process:

The job is based in Muzaffarpur, Bihar, and the hiring process will take place at Hotel Central Square (Hotel), Ramdayalu Road, Aghoriya Bazar Chowk, Near L N T Mahavidyalaya. Interested candidates can contact Saurav Rai at 9140569431 for further information and application.

Benefits of Joining Sindhuja Microcredit:

  • Fixed Salary + Incentives: Enjoy a competitive fixed salary along with incentives based on performance, providing you with an opportunity to earn more as you excel in your role.
  • Free Accommodation: Sindhuja Microcredit offers free accommodation, ensuring a comfortable living arrangement for employees.
  • Insurance, PF, ESIC: As an employee, you’ll have access to benefits such as insurance coverage, provident fund (PF), and Employee’s State Insurance Corporation (ESIC), providing financial security and peace of mind.
  • Mess Facility: Sindhuja Microcredit provides a mess facility, ensuring that employees have access to nutritious meals during their working hours.

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